Buy and sell
without the fear
Paying someone you've never met? KetaPay holds the money until you've got what you paid for. Send a deal to any phone number.
Everything a safe deal needs, in one app.
Whatever you're buying, whoever it's from
Use KetaPay any time you'd rather not send money first and hope.
Get the free appThe vendor sees you've paid. You release it when the order shows up as described.
Explore buying
Agree. Pay into escrow. Release when it's right.
Set up the deal
Add what you're buying or selling, the price and the other person's phone number. They get the terms on WhatsApp.
The buyer pays KetaPay
The money is locked. The seller can see it's there, so they deliver with confidence.
Inspect, then release
Happy with it? Release the money to the seller. Something wrong? Raise a dispute and we step in.
One simple fee. Shared fairly.
No sign-up cost and no monthly fee. You only pay when a deal happens.
Added when you fund the deal.
Taken when the money is released.
Buying from a stranger? Use the app.
Start a deal with just a phone number. The other side gets the full terms on WhatsApp, and the chat becomes the record of the deal. 3% split equally, 1.5% each.
Selling a lot? Put escrow in your checkout.
Marketplaces, platforms and online stores can add KetaPay to every order with one API, and take their own commission.
Frequently asked questions
They can't touch it. Your payment goes into KetaPay escrow — not to the dealer or seller. They receive zero access to those funds until you confirm the vehicle matches all agreed terms. If they never produce the car, your funds are returned in full.
They can't. Your payment goes into KetaPay escrow — not to the seller. The seller never sees or touches those funds until you confirm you received exactly what was agreed. If they never ship, the funds are returned to you after the delivery window expires.
Yes. Funds held in KetaPay escrow are ringfenced in a dedicated custodial account — they cannot be touched by either party until both agree, or a dispute is resolved. Your client's payment is verified and locked before you lift a finger.
Raise a dispute before the inspection window closes. KetaPay freezes the funds and reviews the agreed vehicle description, photos shared in the deal thread, and any inspection report you submit. If the vehicle is materially different from what was listed, you are entitled to a full refund.
Raise a dispute before the inspection window closes. KetaPay will freeze the funds and review the agreed item description, photos shared in the deal thread, and any evidence you submit. If the item is materially different from what was listed, you are entitled to a refund.