Freelancers & Hiring
Guarantee you get paid for a job
Nigerian freelancers and contractors lose billions to ghost clients every year. KetaPay holds the client's funds before work begins, only released only when you deliver and both parties agree. No more chasing invoices.
Used by freelancers from
“I delivered the logo. Client ghosted for 3 weeks. With KetaPay, the money was already locked before I started.”— Adaeze, Brand Designer · Lagos
Built for the work
Everything a freelancer needs to work with confidence.
KetaPay isn't just a payment tool — it's the professional infrastructure Nigeria's freelance economy has been missing.
Anyone can start the deal
Once you and your client agree on the scope of work, payment amount, milestones, delivery timeline, and expectations, either party can create the contract on KetaPay.
Client funds the wallet
After the contract is created, the client deposits the agreed payment into KetaPay’s secure wallet. The funds are safely locked and verified before work begins.
Start the project
Once the KetaPay's account is funded, work can begin immediately with the assurance that the agreed payment has already been debited from the client.
Complete each milestone
The project is clear, agreed phases are submitted. This allows both parties to track progress transparently, confirm delivery & approve milestones,
Instant payout on approval
Once a milestone or project is approved, KetaPay instantly releases the corresponding funds to the service provider immediately.
Dispute? We step in
If disagreements arise, funds remain protected while KetaPay reviews the agreed terms, communication, and submitted deliverables to help resolve the issue fairly.
Common questions
Everything you're afraid to ask.
Real answers to the doubts that stop Nigerian freelancers from trusting a new platform.
Ready to get paid for every project?
Stop chasing invoices. With KetaPay, the client's money is locked before you lift a finger — released the moment you deliver.