Buyers & Sellers
Online shopping just got safe
Instagram pages, WhatsApp DMs, Twitter vendors, billions of naira change hands daily with zero protection. KetaPay holds the payment until delivery is confirmed.
Why it works
Built to protect buyers and sellers online
KetaPay was built for how Nigerians actually trade — on social platforms, through referrals, over the phone. Here's how every party stays safe.
01
Both parties agree
Buyer and seller confirm the item details, total amount, delivery timeline, and conditions of the deal before any payment is made. Everything is clearly agreed upfront.
02
Buyer deposits funds
The buyer transfers payment to KetaPay, where the funds are securely held until the transaction is successfully completed according to the agreed terms.
03
Seller delivers the item
Once the deposit is confirmed, the seller proceeds with shipping or delivery knowing the buyer’s funds are already secured and verified.
04
Buyer confirms delivery
After receiving the item, the buyer has time to inspect it and confirm that it matches the agreed description, condition, and expectations.
05
Funds are released
As soon as the buyer confirms successful delivery, KetaPay immediately releases the funds to the seller’s wallet without unnecessary delays.
06
Dispute? We step in
If there is an issue with the transaction, either party can raise a dispute. KetaPay reviews the agreed terms and submitted evidence before deciding how funds should be handled.
Common questions
Before you trust any stranger online.
The questions every Nigerian buyer and seller asks before making their first escrow deal.
Seamless trade
Confidently buy from anywhere in Nigeria.
Whether you're buying a phone on Twitter or selling fabric on WhatsApp, KetaPay creates a trusted middle ground. No advance payments, no disappearing sellers, just clean, confirmed trades.
Escrow Protected
Ready to buy or sell without the risk?
Join thousands of Nigerians trading safely on social media. KetaPay holds funds until delivery is confirmed — every time.