Auto Dealership · Escrow Protection
Driveithome.Paywhenit'syours.
Buying or selling a vehicle in Nigeria is high-stakes. KetaPay holds the funds securely — released only after inspection, documentation, and delivery. No advance fee fraud. No ghost cars.
Why it works
Built to protect buyers and dealers alike.
Vehicle transactions in Nigeria carry serious risk — ghost cars, advance fee fraud, and title disputes. KetaPay removes every vulnerability with a secure, step-by-step escrow process.
Both parties agree
Buyer and dealer confirm the vehicle details, agreed price, inspection terms, delivery location, and documentation requirements before any payment is made.
Buyer deposits funds
The buyer transfers payment to KetaPay, where funds are securely held in escrow. The dealer cannot access the money until all agreed conditions are met.
Vehicle is made available
With the deposit confirmed, the dealer prepares the vehicle for inspection or delivery — confident that the buyer's funds are verified and secured.
Buyer inspects the vehicle
The buyer inspects the vehicle — physically or via agreed third-party inspection — to confirm it matches the described condition, mileage, and documentation.
Funds are released
Once the buyer confirms the vehicle meets all agreed terms, KetaPay immediately releases the funds to the dealer's wallet — no delays, no friction.
Dispute? We step in
If the vehicle doesn't match the agreed description, either party can raise a dispute. KetaPay reviews evidence and mediates before any funds are moved.
Common questions
Before you hand over a single naira.
The questions every Nigerian car buyer and dealer should ask before making their first vehicle escrow deal.
Seamless transactions
Buy any car, from anywhere in Nigeria.
Whether you're buying a Tokunbo from a Lagos dealer or a used vehicle from a private seller in Abuja, KetaPay creates a trusted middle ground — no advance payments, no ghost cars, just clean, confirmed transfers.
Ready to buy or sell a vehicle without the risk?
Join Nigerian dealers and buyers transacting safely. KetaPay holds funds until inspection and delivery are confirmed — every time, every deal.